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Ways To Maintain Your Own Credit Record in Your Marriage
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"By the time I went for counslling I was mentally, physically and emotionally drained. By the time I left (1st apt) I felt their was hope. I left with my esteem."

Family Services Perth-Huron

A United Way Member Agency
United Way Member Agency

Ontario Association of Credit Counselling Services

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Credit Counselling

Non profit credit counselling program serving Perth, Huron, Bruce and Grey counties since 1974.

You need our help if....

  • You are using credit for items you used to pay cash for.
  • You are taking out loans or cash advances to pay old bills.
  • You use overdraft privileges, but never get out of the red.
  • You put off bills until second notice.
  • You have no money to deal with a financial emergency.
  • You are paying more than 15% of your monthly take-home pay on debts.
  • You are receiving disturbing letters or phone calls from your creditors.
  • You have been sued by a creditor. You can never make ends meet.

We can help you

  • fix urgent problems and find long term solutions
  • avoid the costs and consequences of bankruptcy
  • deal with your creditors on your behalf
  • arrange to get interest stopped
  • arrange one affordable monthly payment for your debts
  • explore other solutions that best suit your individual and family circumstances
  • counseling in person or by telephone at no cost to you.

For a confidential appointment call (519) 273-1020 or 1-800-268-0903

Accreditation

Our Agency is an accredited member of the Ontario Association of Credit Counselling Services which ensures that the highest quality of standards are maintained.

Government Licensed - Creditor Approved

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