Avoiding Credit Problems In A Two Income Family
As a two income family, you probably will qualify for more credit than either of you did alone. Responsible use of credit can ...
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"Your Agency gave my family and I hope when there just seemed to be none. I truly believe you saved us from years of heartbreak through financial ruin and probably divorce - The pressure was so huge!"

Family Services Perth-Huron

A United Way Member Agency

Frequently Asked Questions (FAQ)

What is Credit Counselling?

The primary functions of Credit Counselling are those of personal money management counselling, the arrangement of consumer debt ...(Read the full answer)

How Does The Credit Counselling Program Work?

A Credit Counsellor interviews the individual or family on a personal and confidential basis. Full information on the family's ...(Read the full answer)

Who Benefits?

The Applicant:
When people with debt problems regain control of their finances, self-reliance and well-being are ...(Read the full answer)

I am in Human Resources at a firm in Grey Bruce or (I am a front line social worker) and many of my staff, colleagues and/or clients would benefit from knowing about your service. Do you conduct workshops or seminars?

Yes. Last year the Grey Bruce Credit Counsellor presented 27 seminars to other agencies and businesses. Word of Mouth ...(Read the full answer)

I have heard of other organizations that do the same thing. What is the difference?

There are only 26 Credit Counselling agencies in Ontario that are licensed by the Ministry of Government Services. They ...(Read the full answer)

I went Bankrupt years ago and still can’t get credit. Can you help?

Yes. Credit Counsellors are also very committed to teaching financial rehabilitation and helping you get back on track. ...(Read the full answer)

Is the CC service confidential?

Yes. The only case in which we would have to disclose information regarding a client’s file would be if being subpoenaed ...(Read the full answer)

Is there a fee for the service?

There is no fee for the initial consultation. Often, that’s all people need to have a counsellor go through the assessment ...(Read the full answer)

What Do We Require Of Our Clients?

That they be sincerely interested in solving their financial problems. That they provide full financial disclosure concerning ...(Read the full answer)

What Does it Cost?

The initial assessment interview is FREE OF CHARGE. If the client wants to have further counselling, or third party mediation, ...(Read the full answer)