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Are You Responsible for Your Spouses Debts?
Each spouse is responsible for his/her own debts but while the spouses are living together, one spouse can purchase, on joint ...
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"Thank you... for all the help to get me through this. It was the hardest thing I have had to do in my life and you and your staff gave me the support that I needed."

Family Services Perth-Huron

A United Way Member Agency
United Way Member Agency

Ontario Association of Credit Counselling Services

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Frequently Asked Questions (FAQ)

What Do We Require Of Our Clients?

That they be sincerely interested in solving their financial problems. That they provide full financial disclosure concerning income, living expenses, total list of creditors, the account number and amount of each debt, and the complete address of each creditor.  

That, where applicable, both partners be present at the counselling session.

That the clients make every effort to show up on time for the counselling appointment or at least call to cancel so we can use that time for another client.

That clients live up to their agreements once arrangements have been made.

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